Final expense whole life coverage for ages 45 to 85. See what these plans include, then talk to a licensed agent to compare carriers and find the one that fits your budget.
Free, no obligation, and a licensed agent reviews every request.
Final expense (sometimes called burial or funeral) insurance is a small whole life policy built to cover end-of-life costs and leave a little behind for the people you love. Because the licensed agents we connect you with are independent, they compare these plans across more than 20 A-rated carriers, including names like Mutual of Omaha, Colonial Penn, Globe Life, Transamerica, Aflac, Foresters, Gerber Life, and Lincoln Heritage, so you can see your real options side by side. Most plans share the same core features:
Guaranteed and simplified acceptance options, ages 45 to 85²
No medical exam, and many plans ask no health questions²
Up to $25,000 in coverage³
A rate that is locked in and will not increase⁴
A benefit that goes to your family, generally income-tax-free⁶
Plans starting at $5.86 a month¹
How the benefit works
Guaranteed acceptance whole life plans typically include a two-year graded death benefit. If death occurs from natural causes during the first two policy years, your beneficiaries receive the premiums paid plus interest rather than the full face amount. After that period, the policy pays its full benefit. Terms vary by carrier and state, and many applicants also qualify for simplified-issue plans that pay the full benefit from day one. A licensed agent can walk you through exactly what each option would pay.
Coverage, amounts, pricing, and availability vary by carrier and by state. Full sample-rate, underwriting, and carrier rating disclosures appear in the footer of this site.
Talk it through with a licensed agent.
Free, no obligation, and you choose the plan that fits. We compare 20+ A-rated carriers for you.
