What you get
Final expense coverage, none of the runaround.
Guaranteed acceptance whole life for ages 45 to 85 includes a two-year graded death benefit: if death is from natural causes in the first two policy years, the benefit is a return of premiums paid plus interest, not the full face amount. No-exam, no-health-question, coverage-amount, and same-day approval terms, issue ages, and availability vary by carrier and state. This is a solicitation of insurance; a licensed agent may contact you.
Why people call us
Over 10,000+ families helped since 2000.
The licensed agents we connect you with are independent, so they are not stuck selling one company. They compare 20+ A-rated carriers and get you the lowest rate you qualify for, with a real licensed agent on the line.
How it works
Covered in three quick steps.
Call or enter your ZIP
It takes one minute. A licensed agent picks up, no phone tree.
Compare the carriers
A licensed agent shops 20+ A-rated companies and finds the lowest rate you qualify for.
Get covered, often today
Approved over the phone, with coverage that can start the same day.
Quick answers
Good questions, straight answers.
Can I really not be turned down?
For ages 45 to 85, guaranteed acceptance whole life plans cannot deny you for health reasons, with no exam and no health questions. These plans include a two-year graded death benefit: if death is from natural causes in the first two years, the benefit is a return of premiums paid plus interest rather than the full face amount. Issue ages, availability, and terms vary by carrier and state.
How much will it cost me?
It depends on your age, gender, health, the carrier, and how much coverage you want. Because the licensed agents we connect you with compare 20+ carriers, they find you the lowest rate you qualify for. Plans start at $5.86 a month for a sample applicant; your rate will differ, and rates are not final until an application is approved by the insurer. The quote is free with no obligation.
How fast can I be covered?
Many people are approved on the same phone call, with coverage that can start that day. Same-day coverage depends on the carrier, the product, and the information you provide, and is not guaranteed.
Educational information only, not tax or legal advice. Coverage, rates, and availability vary by carrier and by state and are not guaranteed until an application is approved by the issuing insurer. See full disclosures and sample-rate basis below.
Lock in your rate today.
A licensed agent is standing by to compare 20+ carriers and get you covered, often on the same call. Free, and no obligation.
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